1. Notice
PLEASE READ THESE TERMS AND CONDITIONS OF USE (THESE “TERMS OF USE”) CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS OF USE HEREIN. IF YOU DO NOT AGREE TO THE TERMS OF USE HEREIN, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF. NOT ALL PRODUCTS AND SERVICES ARE AVAILABLE IN ALL GEOGRAPHIC AREAS. YOUR ELIGIBILITY FOR PARTICULAR PRODUCTS AND SERVICES IS SUBJECT TO FINAL DETERMINATION BY, AS APPLICABLE, AplusCU AND/OR ITS SUBSIDIARIES AND/OR ITS AFFILIATES, INCLUDING AplusCU, INC., AS THE CASE MAY BE.
2. Ownership of Site; Agreement to Terms of Use
This is an agreement between you and AplusCU (or any one or more of its subsidiaries or affiliates, including AplusCU, Inc., as the case may be) (collectively, “AplusCU,” “we,” “us” or “our”). The terms and conditions of use (the “Terms of Use”) contained in this document shall govern your use of any website or webpage operated by AplusCU (collectively, the “Site”). The Site is the property of AplusCU and its licensors.
These Terms of Use apply to the websites located at www.AplusCU.com, webpage or all sites owned, operated and/or linked thereto by AplusCU.
AplusCU OFFERS THE SITE TO YOU CONDITIONED ON YOUR ACCEPTANCE WITHOUT MODIFICATION OF THESE TERMS OF USE. YOUR USE OF THE SITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE CONTAIN DISCLAIMERS OF WARRANTIES AND LIABILITY (see Sections 8 and 9) AND A DISPUTE RESOLUTION CLAUSE (see Section 15). THESE PROVISIONS FORM AN ESSENTIAL BASIS OF OUR BARGAIN.
AplusCU reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your ongoing responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you unconditionally accept and agree to the changes. As long as you comply with these Terms of Use, AplusCU grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
3. Additional Terms
Any AplusCU website (including the Site) may itself contain additional terms (for example, codes of conduct or guidelines) that further govern use of that AplusCU website, including without limitation, particular features, products or offers (for example, sweepstakes). If any provision contained in these Terms of Use conflicts with any terms contained within any other AplusCU website, then the additional terms or conditions will govern for those pages or sections, as applicable. Use of the Site shall be governed by all applicable federal, state and territorial laws, as applicable. Information or Content on the Site is not intended to be tax or legal advice. Information or Content cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. AplusCU does not provide legal or tax advice. You should review your particular circumstances with your independent legal and tax advisors, professionals and/or consultants. These Terms of Use shall be construed in accordance with the laws of the State of New York, and any arbitration or judicial proceedings to enforce or interpret the terms hereof may be brought only in the State of New York.